Finding financial support for the reversal of Tubal

Now that you have decided you want your tubal ligation reversal surgery as a means to have a baby, you need to figure out how to pay. Seeking financial assistance for tubal reversal and see if you qualify is usually the first thing you try to do.

Find a bit 'of financial assistance usually begins with watching your health insurance just to see if it will cover some or all costs, if you're lucky. This may take a while 'trying on your part. Which begins with the search through your insurance policy to surgical procedures and tests needed before surgery to see what the exclusions are made.

Unfortunately, many insurance companies consider tubal ligation reversal surgery to be elective. Considering that the surgery might have been covered, is considered to undo something you are simply choosing to do for non-medical reasons. This makes it a procedure that does not want to cover.

Once you have looked through your policy health insurance company, you may be lucky and find that some aspects of the procedure will be covered. Such things as the tests performed before surgery and anesthesia during surgery may only be covered.

Perhaps the best thing to do after looking at the policy, just to be sure, is to call the office of the surgeon wants to do the procedure and get all the procedure codes and diagnosis. Ask your insurance company as they want them delivered and, from these, should be able to tell you what is covered and what is not.

Discovering you're lucky enough to have insurance to cover this tubal ligation reversal surgery is good. Keep in mind that there may still be other factors that weigh if you get coverage or not.

Some insurance companies will need to know whether the operation will be performed in the state where you live or not. Even some companies should be aware that the operation is able to meet certain legal requirements and if they do, they may find that some types of fertility procedures are covered by this but that does not mean that the tubal reversal will.

Unfortunately, even after you go through all the hoops above and finally find out that your insurance company will provide financial assistance for tubal reversal, you may find that you will not pay in advance. They will want to have the procedure and follow up as requested by the surgeon and only then pay. To cover himself, the doctor will probably want written confirmation before he proceeds and would be a good idea for you as well, in case the insurance company decides to change the policy during the process.

Copyright 2007 Sandra Wilson ...