Is it necessary to separate the Car Insurance Car De La Renta?

This is a completely different topic cancellation of travel or travel insurance. But insurance can make a car rental confusing and unpleasant experience. You probably have a hurry to get to your destination and now all I want is to get a car and now.

Unfortunately, many people when you rent a car not even think about purchasing a car insurance until they reach the counter at the rental car agency and they realize that they can purchase auto insurance.

If you take a wrong decision could cost you much money or not having the necessary coverage or having dangerous gaps in insurance coverage.

Before you rent a car

You can call your insurance agent or insurance representative and your bank to ask if you qualify for insurance on your credit card, you can provide protection in rental cars.

Some questions you can ask the insurer are:

Determine what type and how much coverage you currently have your own car. In most cases, whatever coverage and deductibles you have your own car, coverage applies when you rent a car for leisure / recreation and not for business.

Auto theft or damage will not be covered in case of rental cars.

What does your insurance? Make sure if your insurance company pays for administrative costs, loss of use or towing charges. Some insurers may provide insurance to cover pilot some of these expenses, which lowers the cost of purchasing coverage with the rental car company.

Questions to ask and / or information that you obtain. You have to ask the insurance benefits offered by banks and by the level of credit card used. For example, credit cards only cover damage or loss of the rented vehicle, but do not cover damage to other cars, personal belongings or property of others. You can not have liability coverage for bodily injury or death benefits.

There are some banks that provide coverage for towing, but not all cover the administrative costs, while some others changed their policies, so you can not have the coverage you want.

To know exactly what type of insurance you have, call toll-free number on the back of the card you used to rent the car.

If protection insurance are based on a credit card, ask the bank to send you your coverage in writing. In most cases, credit cards have spillover benefits for yourself or car rental.

If you have more than one credit card, you can call each one to see if they offer auto insurance.

The international car rental changes the game. Contact back to your insurance agent, the insurance company or bank, go to the website you need, and so on. So you know you have to do to be properly insured. The requirements vary by country, so please do your homework if you want to take a bad taste in mouth.